Andrea Schenk, Mortgage Consultant
Andrea has been in the mortgage industry since 1986. She has worked in every aspect of the industry. As an Underwriter for many years, she understands guideline requirements and knows what it takes to package a clean file and what is needed to allow for a smooth and painless process for her clients. Having a full understanding of each aspect of the process allows her to keep her clients comfortably informed up until closing.
She obtained her Real Estate License in 1990 and then went on to obtain her Brokers license in 2006. She has been serving the Santa Cruz Real Estate community for well over 20 years, hosting First Time Homebuyer seminars to educate on what types of program and product offerings are available to service clients.
She is well versed on all loan product offerings including Conventional, FHA, VA, 203k Renovation loans, Jumbo financing and an array of different First Time Homebuyer programs. She is an expert on helping clients determine which option will best serve their needs.
Andrea is an avid music lover and can be seen at most music venues. She also enjoys the great outdoors hiking the many areas that Santa Cruz has to offer and spends much of her free time at the beach.
NMLS# 79366
Call Andrea at (831) 431-0496 or email by clicking on the email icon link.
Tai Boutell, Mortgage Consultant
A mortgage consultant in Santa Cruz since 1999, Tai’s motto is simple: Experience. Results. Tai moved to Santa Cruz in 1984, before graduating from California State University, Chico with a Bachelor of Arts degree in 1991. After several years managing a whitewater raft company in the Sierra Nevada foothills and a ski resort near Donner Summit, he returned to Santa Cruz to begin his successful career as a mortgage consultant in 1999.
Tai has been a top producing loan originator in the Santa Cruz County area for the past 27 years and counting. He is highly respected in the mortgage and real estate industry hosting seminars, workshops and panel discussions for the public and Realtors alike. His extensive experience includes First Time Home Buyer Programs offered by the local cities, county and state, VA and FHA loan programs, renovation programs, jumbo purchase and refinance loans, and specialized Non-QM programs.
Tai can tailor the loan programs to fit your needs based upon many factors such as your current income, your expectation of future earnings, and how long you plan to own the property. As a Direct Lender working with many large and small banks, he has access to most types of loan programs available.
NMLS# 254438
Call Tai at (831) 824-3455 or email by clicking on the email icon link.